Dubai Mortgage Calculator

Try Out Our Free Dubai Mortgage Calculator

Home Price
AED
Minimum of 10,000 AED required
Down payment
Down payment: Portion of the sale price of a home that is not financed. Your down payment amount can affect the interest rate you get, as lenders typically offer lower rates for borrowers who make larger down payments.
AED
%
Should be less than home price
Loan term
Loan term: The amount of time or number of years that you will have to repay a loan. Longer term mortages can make your monthly payment amount smaller than shorter term loans by stretching out your payments over more years.
Interest rate
Interest rate: Amount you’ll pay each year to borrow the money for your loan, expressed as a percentage.
%
Should be less than 100%
Total monthly payment
0 AED
Monthly payment breakdown
Principal & Interest
0 AED
Homeowner’s insurance
AED
Service Charges
AED
Total monthly payment
0 AED
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Are you Looking to Buy Real Estate in Dubai?

  • If you are looking to buy real estate in Dubai, then you are making the right choice, because this city offers some of the best investment properties in the world. Additionally, all residents of the UAE are eligible to take advantage of the many mortgage options available in the city! In fact, even non residents in Dubai are eligible for certain financing options that are offered by the real estate developers. 

  • At Stat Global, we have designed a convenient Dubai mortgage calculator that will help you estimate your monthly mortgage payments with ease. Simply fill in information, and our Dubai mortgage calculator will handle all the calculations for you.

Why Use Our Dubai Mortgage Calculator

At Stat Global, our team of real estate agents comprehends the significance of clearly understanding financing options while dealing with mortgages in Dubai. To simplify things, we have created a Mortgage Calculator to assist you with your calculations. If you are planning to apply for a mortgage from a bank in Dubai, there are a few things that you should keep in mind:

  • Know the average interest rate for mortgages in Dubai

  • Be aware of the minimum monthly payments required to pay off the mortgage

  • Understand how much more money you have left to pay off until you have fully paid off your mortgage in Dubai

It's also worth noting that a portion of your monthly installments will go towards paying off the interest, which is why using our Dubai mortgage calculator is helpful. With this tool, you can determine how much of your monthly payment is going towards interest and how much is helping you build equity in the property.

We Can Help You Apply For a Mortgage in Dubai

Stat Global label

Streamlined Expertise

At Stat Global, we take pride in simplifying property transactions in Dubai to make it a hassle-free experience for you. Our team comprises of real estate professionals with over 20 years of experience in the Dubai real estate market. 
Stat Global label

Investment Guidance

If you're looking to apply for a mortgage in Dubai, or get direct financing from a developer, we can help you navigate the options available. At Stat Global, we're your reliable partner for real estate investment in Dubai. Our team is ready to assist you every step of the way, so contact us today!
Stat Global label

Streamlined Expertise

At Stat Global, we take pride in simplifying property transactions in Dubai to make it a hassle-free experience for you. Our team comprises of real estate professionals with over 20 years of experience in the Dubai real estate market. 
Stat Global label

Investment Guidance

If you're looking to apply for a mortgage in Dubai, or get direct financing from a developer, we can help you navigate the options available. At Stat Global, we're your reliable partner for real estate investment in Dubai. Our team is ready to assist you every step of the way, so contact us today!

Frequently Asked Questions — Dubai Mortgage Calculator

Can foreigners buy property in Dubai?

Yes, foreigners can buy properties in most areas in Dubai. A few examples of these areas include popular regions such as Palm Jumeirah, Downtown Dubai, Dubai Marina, Arabian Ranches, and Jumeirah Beach Residence.

What is the difference between a mortgage in Dubai and developer financing in Dubai?

In Dubai, the main difference between a mortgage and developer financing lies in the financing sources and terms. A traditional mortgage involves obtaining a loan from a bank for property purchase, often with longer repayment periods exceeding 15 years and associated fees. On the other hand, developer financing in Dubai is offered directly by property developers, featuring shorter pay-off periods (typically 5-7 years), fewer fees, and, in some cases, unique options like rent-to-own. However, the property price with developer financing may be higher than the current market rate.

Can non-residents get a mortgage in the UAE?

Non-residents can technically get a mortgage in Dubai, but it’s highly unlikely. As a non-resident your best shot as at getting something similar to a mortgage in Dubai is getting developer financing. If you want to learn more about developer financing reach out to our team.

Who is eligible for a mortgage in Dubai?

The applicant must be at least 21 years old to be eligible for the mortgage. The maximum age limit is usually 65-70 years. The minimum required monthly salary for expatriate applicants starts at AED 15,000, while for UAE nationals, the requirement is usually AED 10,000.